The Bank of Cyprus Visa Credit Card offers a range of privileges tailored for income earners, available in Classic, Gold, and Platinum variants. Here’s a detailed look at its features and benefits:
Visa Classic
- Target Audience: Individuals with steady income.
- Benefits: Basic features including free purchase protection insurance, participation in the antamivi rewards scheme, and contactless payment options.
Visa Gold
- Target Audience: Individuals with higher income.
- Benefits: All Classic benefits plus free mobile phone insurance for overseas travel, higher credit limits, and additional travel insurance.
Visa Platinum
- Target Audience: High-income earners.
- Benefits: All Gold benefits plus Priority Pass access to 600 lounges worldwide, comprehensive travel insurance including student travel insurance, and higher rewards through the antamivi scheme.
Summary
Each card variant is tailored to different income levels, offering progressively more benefits. The Classic card provides essential features, while Gold adds extra insurance and higher limits. The Platinum card offers the most perks, including lounge access and extensive travel benefits, making it ideal for frequent travelers and high earners.
Key Features and Benefits
Digital Wallet Integration
- Contactless Payments: Add your card to Apple Pay, BoC Wallet, Fitbit, Garmin, and Settle for fast and secure transactions.
Rewards Program
- Antamivi Scheme: Earn points on daily transactions with Bank of Cyprus cards. Points can be redeemed at participating businesses.
Travel Benefits
- Priority Pass: Platinum cardholders get a Priority Pass for access to 600 lounges in 300 cities across 100 countries at €24 per visit.
- Free Travel Insurance: Coverage when using the card to pay for travel.
- Student Travel Insurance: Free insurance for students when travel is paid with a parent’s card.
Purchase Protection
- Purchase Insurance: Free insurance against theft, loss, and accidental damage for purchases made in Cyprus and abroad.
- Mobile Phone Insurance: Coverage against theft or accidental damage during insured journeys abroad for Gold and Platinum cardholders.
QuickCard
- Instant Issuance: Get your Visa Classic card instantly.
Savings Program
- Save a la Card: Save money by using the card, though not applicable to new cards or those linked to existing Save a la Card accounts.
Security and Technology
- Contactless Transactions: Advanced technology for safe and quick daily transactions.
- SMS Alerts and Push Notifications: Enhanced protection for card payments.
Credit Limits
- Flexible Limits: Adjusted based on your financial standing and needs.
Additional Information
- Online Banking: Access services through Internet Banking, BoC Mobile App, CISCO Online, Internet Factoring, and IBU Gateway.
- Customer Support: Available via phone (800 00 800), contact forms, and branches/ATMs.
- Useful Links: Information on commissions, charges, exchange rates, and more.
Feature | Visa Classic (Bank of Cyprus) | Visa Gold (Bank of Cyprus) | Visa Platinum (Bank of Cyprus) | Hellenic Bank Platinum Visa | Alpha Bank Gold Mastercard |
---|---|---|---|---|---|
Target Audience | Steady income earners | Higher income earners | High-income earners | High-income earners | High-income earners |
Rewards Program | Antamivi points | Antamivi points | Antamivi points | Reward points | Reward points |
Free Travel Insurance | Yes | Yes | Yes (including student travel insurance) | Yes | Yes |
Purchase Protection Insurance | Yes | Yes | Yes | Yes | Yes |
Mobile Phone Insurance | No | Yes | Yes | No | No |
Priority Pass | No | No | Yes (600 lounges, €24 per visit) | Yes (1,000 lounges, specified fees) | Yes (1,200 lounges, specified fees) |
Free ATM Withdrawals Worldwide | No | No | No | No | No |
Emergency Cash Advance | No | No | Yes | Yes | Yes |
Digital Wallet Integration | Apple Pay, BoC Wallet, Fitbit, Garmin, Settle | Apple Pay, BoC Wallet, Fitbit, Garmin, Settle | Apple Pay, BoC Wallet, Fitbit, Garmin, Settle | Apple Pay, Google Pay | Apple Pay, Google Pay, Garmin Pay |
Contactless Transactions | Yes | Yes | Yes | Yes | Yes |
Credit Limits | Standard | Higher | Highest | Higher | Higher |
Security Features | SMS alerts, push notifications | SMS alerts, push notifications | SMS alerts, push notifications | SMS alerts, push notifications | SMS alerts, push notifications |
Summary
The Bank of Cyprus Visa Credit Card offers three variants: Classic, Gold, and Platinum. The Classic card is aimed at steady income earners, providing basic rewards and insurance. The Gold card, for higher income earners, adds mobile phone insurance and higher credit limits. The Platinum card, designed for high-income earners, includes comprehensive travel benefits such as Priority Pass access and extensive insurance coverage. Compared to the Hellenic Bank Platinum Visa and Alpha Bank Gold Mastercard, the Platinum card stands out with its inclusive travel perks and insurance options.
Summary
The Bank of Cyprus Visa Credit Card provides a comprehensive bundle of privileges for income earners. With features such as digital wallet integration, a rewarding points scheme, extensive travel insurance, and purchase protection, it caters to both everyday needs and travel requirements. The Priority Pass for Platinum cardholders, along with free worldwide ATM withdrawals for Elite cardholders, adds significant value. Whether you opt for the Classic, Gold, or Platinum variant, the card is designed to enhance your financial convenience and security. For more details, visit HERE