The Bank of Cyprus Elite Mastercard Credit Card is designed for individuals seeking exclusive privileges and high-level services. This review explores its features, benefits, and unique offerings.
Exclusive Privileges
Premium Concierge Service
- 24/7 Support: Available around the clock via phone (800 00 803 or +357 22 222823 from abroad) or email (bocelitecard@concierge-mc.com). Offers assistance with travel bookings, restaurant reservations, and event tickets.
Lower Administration Fee
- Reduced Fees: Enjoy lower administration fees on transactions outside the Eurozone, making international purchases more cost-effective.
Worldwide Free ATM Withdrawals
- Global Access: Withdraw cash from ATMs worldwide without any fees, providing convenience and savings while traveling.
Emergency Cash Advance
- Quick Cash Access: Receive emergency cash within 2 hours by calling the provided support numbers, ensuring you never run out of funds when you need them most.
Additional Benefits
Lounge Key Access
- Lounge Access: Enjoy access to over 1,200 airport lounges worldwide. Each visit costs €24 per person, providing a comfortable space to relax during travel. More information available here.
Sports Equipment Travel Insurance
- Insurance Coverage: Secure your sports equipment while traveling, allowing you to enjoy your activities with peace of mind.
Comprehensive Insurance Coverage
- Travel Insurance: Free travel insurance for regular and student travelers.
- Purchase Protection: Coverage for purchases made with the card.
- Mobile Phone Insurance: Free insurance for your mobile phone.
Rewards Program
- Antamivi Points: Earn points on daily transactions which can be redeemed for various rewards. Participation in draw schemes is also included.
Digital and Online Services
- Bank Online: Access banking services via Internet Banking, BoC Mobile App, CISCO Online, Internet Factoring, and IBU Gateway.
- Contact Options: Reach out through the contact form, call 800 00 800, or visit branches and ATMs. Working hours and holidays are listed for convenience.
Additional Information
- Useful Links: Includes information on commissions, charges, exchange rates, correspondent banks, and career opportunities.
- Current Information: Updates on FATCA/CRS, MiFID, auctions/tenders, customer data review, rewarding borrowers, and PSD2 compliance.
- Help and Support: Loan calculator, card security tips, transaction disputes, and assistance with forgotten credentials.
Group Services
- Related Services: Insurance, REMU, CISCO, Cultural Foundation, IDEA Innovation Center, and Jinius.
For more detailed information, please visit the official Bank of Cyprus Elite Mastercard page.
| Feature | Elite Mastercard (Bank of Cyprus) | Hellenic Bank Platinum Visa | Alpha Bank Gold Mastercard |
|---|---|---|---|
| Premium Concierge Service | 24/7 concierge, emergency support | 24/7 concierge, travel assistance | 24/7 concierge, travel assistance |
| Lower Administration Fee | Reduced fees outside Eurozone | No specific benefit | No specific benefit |
| Free ATM Withdrawals Worldwide | Yes | No | No |
| Emergency Cash Advance | Yes, cash delivered within 2 hours | Yes, limited emergency cash | Yes, limited emergency cash |
| Lounge Access | Access to 1,200 lounges at €24 per visit | Access to 1,000 lounges at specified fees | Access to 1,200 lounges at specified fees |
| Sports Equipment Travel Insurance | Yes | No | No |
| Travel Insurance | Yes, including student travel insurance | Yes | Yes |
| Purchase Protection Insurance | Yes | Yes | Yes |
| Mobile Phone Insurance | Yes | No | No |
| Reward Program | Antamivi points, participation in draw schemes | Reward points for various gifts and services | Reward points, miles conversion |
| Digital Wallet Integration | Apple Pay, Google Pay, BoC Wallet, Fitbit, Garmin, Settle | Apple Pay, Google Pay | Apple Pay, Google Pay, Garmin Pay |
| Security Features | SMS alerts, push notifications | SMS alerts, push notifications | SMS alerts, push notifications |
| Contactless Transactions | Yes | Yes | Yes |
| Annual Fee | Moderate | Moderate | Moderate |
| Interest Rate | Competitive | Competitive | Competitive |
Summary
Elite Mastercard (Bank of Cyprus):
- Best for premium services and comprehensive insurance coverage.
- Offers exclusive benefits such as free worldwide ATM withdrawals, sports equipment travel insurance, and mobile phone insurance.
Hellenic Bank Platinum Visa:
- Great for general high-end benefits with a robust reward points system.
- Includes 24/7 concierge and travel insurance, but lacks specific perks like free ATM withdrawals and sports equipment insurance.
Alpha Bank Gold Mastercard:
- Balanced option with rewards for both travel and daily use.
- Provides lounge access and comprehensive insurance but does not include some of the unique benefits offered by the Elite Mastercard, such as sports equipment and mobile phone insurance.
Each card caters to different needs, with the Elite Mastercard standing out for comprehensive insurance and premium services, the Hellenic Bank Platinum Visa for general high-end benefits, and the Alpha Bank Gold Mastercard for a balanced mix of features.
Conclusion
The Bank of Cyprus Elite Mastercard Credit Card stands out with its array of exclusive privileges, comprehensive insurance coverage, and robust rewards program. It is an excellent choice for individuals seeking premium services and global convenience in their financial transactions. Whether for travel, daily expenses, or emergency situations, this card offers a range of benefits designed to enhance the user experience.
For more details from Bank of Cyprus see HERE